Ripple Partners with Clearpool and Cicada to Build Lending and Credit Trading Infrastructure for Institutional Investors on XRPL
Ripple Partners with Clearpool and Cicada
Ripple, a leading cryptocurrency and payment solutions company, has announced a partnership with Clearpool and Cicada Partners to build a new lending and credit trading infrastructure for institutional investors on the XRP Ledger (XRPL).
Japanese Translation:
Real Yield: Institutional Lending Comes to XRPL
Joint Announcement by Ripple, CicadaCredit, and ClearpoolFin
DeFi Yield Faces Credibility Issues
Currently, about 98% of yields in DeFi come from loop trading, arbitrage trading, basis trading, and point trading...
This initiative aims to introduce "real economy yields" backed by real-world business activities on-chain, distinguishing itself from traditional DeFi yields driven by leverage and trading incentives.
Roles of the Three Companies Bringing Strengths Together
In this project, three companies with expertise in various fields have established a robust collaborative framework.
Clearpool (Infrastructure Provider):
Leveraging a cumulative loan brokerage record of over $930 million (approximately ¥147.8 billion), Clearpool will build a credit trading layer utilizing XRPL's Lending Protocol and Single Asset Vault.
Cicada Partners (Review and Management):
With a background of underwriting achievements amounting to $860 million (approximately ¥136.68 billion), Cicada will handle risk management, including borrower selection, loan condition setting, and financial monitoring as a fund manager.
Ripple (Funding Provider):
Ripple will invest in the fund as a limited partner (LP investor) on par with other institutional investors, rather than as the ultimate loss cover provider.
Important Roles of RLUSD and XRP
The funding base for the loans will utilize Ripple's USD-pegged stablecoin "RLUSD," which operates under the regulation of the NYDFS (New York State Department of Financial Services) and is custodied by major financial institution BNY.
The raised funds are planned to be used as working capital for fintech companies, payment service providers, and cryptocurrency service providers. Additionally, XRP will be used for a series of payment processing and network fees, which is expected to enhance transaction activity across the ecosystem and the utility of XRP.
Current Status of Safe Design and Development in Compliance with Regulations
To address compliance concerns faced by traditional DeFi, the project will utilize compliance designs such as permissioned domains and credentialing, as well as asset recovery (Clawback), which are native features of XRPL. This will enable strict management of participation qualifications and risk control.
Currently, various protocol proposals necessary for this functionality are at the governance voting stage within the community, and integration testing and technical demonstrations by Clearpool are underway on the developer network (Devnet) in preparation for official operation on the mainnet.
-- Price
This content is provided for general informational purposes only and doesn't constitute financial, investment, legal, or tax advice. Any events, rewards, online promotions, or related information mentioned herein should not be considered a recommendation, solicitation, or invitation to purchase, sell, trade, or otherwise deal in any crypto assets. Crypto assets are highly volatile and may result in loss. The availability of WEEX services, products, and related events may vary by region. You are responsible for ensuring that your participation is in accordance with applicable local laws and regulations.
You may also like

Current Status Ahead of Litecoin's Next Halving

Debt Expansion and Currency Shuffle: The Biggest Beta Opportunity in the Crypto Market According to Hayes

Sui Chain DeFi Protocol Full Sail Announces Liquidation: $91,000 Lost Due to Attack on Oracle Switchboard

An AI Training Data Startup Just Became Y Combinator's Fastest-Ever Unicorn

CLARITY Act could advance within weeks, Atkins says

What the $344M crypto political spending spree wants from Congress next

El Salvador's Bitcoin Reserves Increase to 7,762, Valued at Approximately $598 Million

SEC novel ETF review draws opposition from crypto firms

Virtual Asset Companies Knock on U.S. Bank Doors... 13 Applications Awaiting Review by OCC

Brent Oil Price Rises to $95.33 and Bitcoin Drops by 1.88%

Fogo mainnet back online after recovery of 237 million stolen tokens

South Korea's Cryptocurrency Market: Latest Guide for the Second Half of 2026

Robert Kiyosaki's $1.2 Billion Debt Linked to Joint Real Estate Investments

Bitfinex Securities lists 5 tokenized Bitcoin treasury products

JCE faces a complaint over the offer of data from 7.1 million Dominicans

Microsoft 365 outage enters its second day with Outlook still unstable

US Manufacturing PMI Hits 55.6% in July, Fastest Expansion in Four Years

Where Should Global Crypto Platforms Report CARF? An Analysis of Reporting Nexus Rules

A Contender for the Status of the First Self-Regulatory Organization for Crypto Exchanges Emerges in Russia

NU Conference Recognizes Bitcoin as an Asset and Transaction Tool

Russia opens regulated crypto trading as new law takes effect

SEC to Accept Public Comments on Crypto Asset Regulation Until October 20

Monthly Column Report | Foresight News Outstanding Content Creators List for August 2026

Rising Yield on Japan's 2-Year Bonds; Does Yen Carry Trade Threaten Bitcoin Again?

Why Was the Messi Retirement Token Issued Without Liquidity?

The Biggest Risk for Bitcoin Has Been Eliminated

AI Reidentification Risks Prompt Reevaluation of Zcash Privacy Features

What is FLOP (Flop Network)? An Explanation of the Currency Concept for AI Agents

Bitcoin Core v32 Completes Feature Freeze, Block Validation Speed Increased by About 3 Times













